As mortgage refi boom dries up, lenders loosening requirements for homebuyers

Online mortgage originator LendingTree’s monthly Credit Accessibility Report shows the average

accessibility score for U.S. borrowers rose from 103 to 106 between July and August, indicating that borrowers had easier access to mortgage credit.

The Credit Accessibility score is benchmarked at 100, using data from the full year of 2012, which is where it stood in June.

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