Good news for homebuyers who don’t have a lot of cash on hand: Banks are offering loans with down payments of just 5%.

  After the housing bubble burst, buyers needed to come to the table with as much as 20% down or they had to turn to the Federal Housing Administration for a low down-payment loan. But now banks like TD Bank, Bank of America (BAC, Fortune 500), and Wells Fargo (WFC, Fortune 500) are loosening the[…]